AVAILABLE PRODUCTS
Business Owner’s Policy
A business owner's policy (BOP) combines protection for all major property and liability risks in one insurance package. A BOP typically protects business owners against property damage, business interruption, and liability events from things like fire, theft, or other covered disasters.
Business Income
Should your business have an event that interrupts the day-to-day operations, business income coverage will pay for the loss of income you would have otherwise made during that time. Business Income coverage is typically built into your BOP policy.
Care, Custody, and Control
Business owners may be liable for the property of others while it is in their care, custody, or control. Coverage for Property of Others can typically be added to your BOP policy.
Hired and Non-Owned Auto
Covers liability expenses for accidents involving vehicles that your business uses for work purposes but are not owned by the business. This includes vehicles that your business rents, as well as employee vehicles that are used for work errands.
Workers’ Compensation
Workers' Compensation coverage provides cash benefits and/or medical care for employees and business owners who are injured or become ill as a direct result of their job duties.
Commercial Auto
A Commercial Auto policy protects your business-owned vehicles in the event of an accident from liability and property damages that arise.
Umbrella
In the event of a large liability loss, an Umbrella policy will stack on top of your BOP, Workers Compensation, and Commercial Auto policies should the size of the claim exhaust primary policy limits. Umbrella coverage is also referred to as “excess” coverage.
Cyber Liability
Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and cyber security issues.
Notary Professional Liability/Errors and Omissions (E&O)
Helps to protect your personal and professional assets in the event you make a mistake or omission during the notarial process that causes your client to suffer financial loss.
Shippers Professional Liability/Errors and Omissions (E&O)
Helps to protect your personal and professional assets in the event you make a mistake or omission during the shipping process that causes your client to suffer financial loss.
Notary Bond
Protects the public from financial harm in the event the Notary makes a mistake or omission or performs a wrongful act in notarizing a document that causes a person financial harm. It is required in most states. A Notary bond does NOT provide insurance protection. Notary E&O coverage would need to be purchased separately.